✅ Accident Damage
Covers repair or replacement costs if your bike is damaged in an accident.
✅ Theft or Burglary
Provides compensation if your two-wheeler is stolen.
✅ Fire & Explosion
Protects against damages caused by fire, explosion, or self-ignition.
✅ Natural Disasters
Covers losses due to floods, earthquakes, cyclones, storms, etc.
✅ Man-Made Disasters
Protection against riots, strikes, vandalism, or malicious acts.
✅ Third-Party Liability (Mandatory)
Covers injury, death, or property damage caused to a third party.
✅ Personal Accident Cover
Provides compensation for accidental death or permanent disability of the rider.
❌ Normal Wear & Tear
Routine depreciation of parts is not covered.
❌ Mechanical or Electrical Breakdown
Failures not caused by accidents are excluded.
❌ Drunk Driving or Invalid License
Claims are rejected if the rider was intoxicated or driving without a valid license.
❌ Policy Lapse
No claims are entertained if the policy has expired.
❌ Consequential Damages
Further damage caused by continued riding after an accident is not covered.
❌ Illegal Usage
Racing, speed testing, or using the bike for unlawful activities voids coverage.
❌ War or Nuclear Risks
Damages during war or nuclear incidents are excluded.
